Beth Riczko

Beth Riczko is responsible for all aspects of the Personal Lines business unit including product, underwriting, sales and distribution, claims and services. Her organization focuses on delivering effortless, personal and reassuring experiences to position Nationwide as the carrier of choice.

Beth previously served as Senior Vice President and Chief Financial Officer for Property & Casualty, where she led the financial, actuarial, data and analytics teams across Nationwide’s personal, commercial, agribusiness and excess and specialty businesses. Prior to this role, Beth served as Nationwide’s Vice President, Corporate Chief Risk Officer. 

Previously, she served as co-Chief Operating Officer for Westfield Insurance. In this role, she was responsible for the design and execution of Westfield’s strategy to ensure profitable growth across the company’s $1.9 billion portfolio of property-casualty insurance premium. Beth was also accountable for the transformation of Westfield’s commercial insurance operation, integrating change management, technology, data, analytics and digital capabilities to build market-leading capabilities for this highly competitive segment. Beth previously served as the Chief Analytics leader at Westfield.

Prior to joining Westfield in 2007, Beth operated her own insurance agency for two years, selling the business before joining Westfield. Before that, Beth spent several years at Ohio Casualty Group, a publicly traded, top 50 property-casualty insurer. She served in several senior leadership roles including President of Insurance Operations, Chief Operating Officer – Personal Lines Division, Chief Actuary, and Senior Vice President of Financial and Treasurer. During her tenure at Ohio Casualty, she led the development of the company’s turnaround strategy and played a pivotal role in the successful execution of the strategy.

Beth holds an MBA from Walden University and is a graduate of Muhlenberg College with a BS degree in Mathematics and Physics. She also completed the University of Michigan Executive Program. Beth is a Fellow of the Casualty Actuarial Society, a Member of the American Academy of Actuaries, a Certified Management Accountant, and a Certified Financial Manager. In addition, she holds 17 designations from the American Institute for Chartered Property Casualty Underwriters (The Institutes) including the Chartered Property Casualty Underwriter (CPCU) designation.